What Is the Difference Between DeltaCare USA's HMO and PPO Plans?

The difference between Delta Dental's DeltaCare USA HMO plans and its PPO plans is that members of an HMO plan choose a primary care dentist who coordinates all fixed co-payment oral care, while members in a PPO plan pay a lower coinsurance, seeing providers within the network. PPO plans also require members to meet a deductible, and there is an annual maximum amount of coverage. The HMO plans have no deductibles or maximums, according to Delta Dental.